Member Directory

Member Directory



Ownership : %

Woman-Owned %

Minority-Owned %

Veteran-Owned %

Disability-Owned %

Indianapolis, Indiana


Member Since: 04/30/2021

Carrie Christine Divens

JA Benefits

Business Description:

I advise and consult to build custom strategic employee benefit/employee total reward plans through collaboration with business leaders by learning and understanding their business goals, culture, and retention/attraction strategies.  Healthcare is complex, and if untouched, the costs can be overwhelming and unsustainable.  As a 20+ year professional, I rely on my experience focusing on cost drivers and expense reducers to break apart details, knock down barriers, and ultimately procure the best-fit cost/value coverage...making employee benefits (healthcare and welfare insurance) exactly that...a benefit to you and your employees.  

JA Benefits is recognized by employers for being future-focused and a leader in innovation in terms of resources on hand to help employers reduce unnecessary healthcare expenses.  JA has also been recognized as a #1 Best Places To Work employer by the Indiana Chamber for a 3rd consecutive year (2019, 2020, 2021).  Since 1988 JA has delivered to the field of Employee Benefits through truly innovative solutions accompanied by vision, clarity and guidance.  Through our firm commitment on creating meaningful outcoems, and with a foundation of focused and talented experts, we are able to deliver an unsurpassed experience for our clients.  

Everyone's journey has multiple destinations unique to them.  Success is determined by not only what we deliver, but how we get there.  Experience true partnership for your employee benefits.  Experience JA - Journey Ahead!


  • Employee Benefits Consulting
  • Insurance Agency
  • Insurance Brokerage
  • Employee Benefits Advising

National Certifications:

Small - Small Business SBA

Local/City/State Certifications:









NAICS: 524210